Wet hardwood has a short clock

Hardwood floor water damage is the case where hours matter most. Wood absorbs water fast, and a floor caught while it is still wet on the surface can often be dried in place; the same floor after a couple of wet days is usually cupped past saving. The visible boards are only half the question anyway. What decides the job is the subfloor under them.
What decides save-or-replace
- How long it sat. Boards dried within the first day or so often recover; prolonged wet means cupping and crowning that no amount of drying reverses.
- The water category. Clean supply water is one job; dirty water under a floor usually means removal no matter the timing.
- The subfloor. Wet boards can be dried; a saturated subfloor keeps feeding moisture back up and the floor fails again. The moisture readings on site are what actually answer it.
What a real job looks like
Floor drying uses mats and suction to pull moisture through the boards rather than just drying the room air, and the readings get logged as it goes. On the callback, ask whether they measure into the subfloor or just the surface; the answer tells you whether the estimate is based on the real moisture or the visible part.
Before the crew arrives
Move rugs and furniture off the wet area so it does not wick or stain, and do not walk it more than necessary. Photograph the damage before touching it for the insurance file. If the water is still coming, shut off the source first, then describe it on the contact form including how long the floor has been wet.